Our Case Studies

UBOMI - Fintech Money Management App

A secure, scalable upgrade to UBOMI’s platform with modern integrations and user-focused finance tools.

Softlabs Group enhanced UBOMI’s money management platform by improving data security, integrating with legacy systems and optimizing for performance and scale. The result: a future-ready fintech solution serving thousands of Australian users.

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Industry

Fintech

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App Type

Enterprise

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Methodology

Agile Scrum

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Platform

Web Application

Client Intro

UBOMI is a fast-growing fintech company in Australia that offers budgeting, money tracking and reward tools to support everyday Australians in managing their finances.

With rising demand, they needed to strengthen their digital platform’s architecture—addressing issues around security, integration and performance—without disrupting the user experience. Softlabs Group partnered with UBOMI to modernize the system and prepare it for continued user growth.

Country

country flagAustralia

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The Need for Innovation


01
Rising Demand for Digital Financial Tools

Fintech app usage in Australia grew 34% in 3 years, increasing pressure on legacy financial platforms to modernize.

Source: EY Global FinTech Adoption Index
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02
Security Expectations for Financial Data

Handling personal finance requires encryption, compliance and robust access control.

03
Integration with Existing Systems

UBOMI needed to connect with CRM and banking APIs while maintaining a seamless user flow.

What we Built

We strengthened UBOMI’s financial platform by enhancing its architecture and scalability while keeping the core user tools intact.

Our team secured data flow with modern encryption protocols, integrated APIs for core systems and moved the platform to cloud-based infrastructure to enable auto-scaling.

This allowed UBOMI to continue onboarding users while maintaining performance and security standards.

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Detailed Explanation of How it Works

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Finance Tools

Users Access Finance Tools via Web Dashboard

Users sign in and access modules like budgeting, spending insights and financial rewards.

Budgeting

Budgeting and Spend Monitoring

UBUDGET lets users allocate funds, track expenses and get alerts for spending thresholds.

UMONEY Hub

Financial Control from UMONEY Hub

UMONEY offers an all-in-one financial dashboard to manage savings, transactions and cash flow.

Rewards

Rewards Through UWIN and Competitions

Users earn points and access reward programs via gamified features and weekly contests.

Backend Communicates

Backend Communicates with Legacy Systems

APIs link UBOMI’s frontend with banking and CRM platforms for seamless account syncing.

Cloud Scaling

Cloud Scaling and Security in Place

Auto-scaling adjusts server usage during demand spikes; encrypted protocols protect user data at every step.

Client Pain Points and Fixes


Challenges Client Faced

  • 01

    Growing concerns around financial data protection

  • 02

    Difficulty syncing with core banking and CRM systems

  • 03

    Performance dips as user load increased

  • 03

    Limited flexibility in legacy system architecture

  • 03

    Risk of service lag during traffic spikes

How We Solved It

  • Implemented full-stack encryption for data in transit and at rest

  • Used API-based connectors for real-time data integration

  • Migrated to cloud infrastructure with load-balancing

  • Refactored backend logic for faster query response

  • Enabled dynamic scaling to prevent latency or downtime

Dashboard fintech money management

What we Achieved

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1

Improved UBOMI’s data security posture across all financial modules

2

Integrated the system with core legacy platforms via clean APIs

3

Enabled scalable performance to support growing active users

4

Increased user satisfaction with faster load times and smooth dashboards

5

Maintained a zero-downtime transition to new infrastructure

AI Features
Implemented

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UBUDGET

Personal budgeting and savings monitoring tool

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UMONEY

A central dashboard for complete financial control

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UWIN

Member reward program to drive retention and engagement

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UBOMI Competition

Weekly contests with bonus rewards and goals

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USHOP

Curated shopping and deal management section

This solution also fits for


Neobanks and Digital Wallets

Enhance UX and security for digital-only banking services.

Credit Counseling Platforms

Offer users personalized tools to manage debts and track spending.

Employee Financial Wellness Programs

Support organizations offering money tools and budgeting help to staff.

Savings & Investment Apps

Track goals and spending behavior before nudging toward investment options.

Technologies Used

Android
Vue Js

Vue.js

JavaScript

JavaScript

HTML

HTML

React JS

CSS

Backend
PHP

PHP

Database
MySQL

MySQL

Cloud
Nodejs

Scalable Infrastructure with Auto-scaling

20+

Years of Experienced

25+

Countries

2000+

Clients

5000+

Projects

Other Case Studies


At Softlabs Group, we take pride in solving complex business challenges with innovative and reliable solutions. Our case studies showcase how we’ve empowered clients across industries with tailored software that delivers measurable results and drives success.

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FAQs


Yes, we implemented real-time sync through secure, API-based integration.

Yes, all user data is encrypted at rest and during transmission.

Auto-scaling handles load dynamically, ensuring consistent uptime and speed.

Yes, users can set custom budgets, alerts and visual progress trackers.

Yes, UBOMI can define new rules, rewards, and schedules from the admin panel.

Yes, performance metrics and system alerts are available in real time.

Yes, the modular setup supports feature additions and third-party integration.

Yes, optional live support modules can be integrated.

It follows best practices and can be configured for specific regulatory compliance.

The system overhaul and integrations were completed in 8–10 weeks.

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