Small Banking System – Core Banking Operations Made Simple
A digital banking platform for co-operative societies, credit unions, and micro-finance institutions.
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Problem
Small and mid-sized banks often rely on outdated legacy systems or fragmented tools that don’t support modern customer expectations. Manual interest calculations, lack of centralized customer data, and delays in report generation cause operational inefficiencies and regulatory risks.
(With rising compliance mandates and customer expectations for digital banking, small financial institutions need an affordable yet scalable core banking system.)
Solution
Small Banking System is a fully integrated web-based platform designed to handle core banking functions like savings, loans, deposits, and daily transactions—while enabling secure access, role-based controls, and regulatory compliance.
Digitized Daily Banking for Co-Ops & Credit Institutions
Customer Onboarding & KYC
Register new members with ID verification and document upload capabilities.
Savings & Current Account Modules
Manage account creation, deposits, withdrawals, and passbook entries digitally.
Loan Origination & EMI Tracking
Create custom loan products, set interest rules, and monitor repayment cycles.
Recurring & Fixed Deposit Support
Configure RD/FD schemes with maturity, interest payout, and renewal options.
Daily Cash & Journal Entries
Log teller-level transactions, contra entries, and cash book activities in real time.
Integrated Ledger & Accounting
Auto-generate ledgers, balance sheets, and trial balances with minimal effort.
Multi-Branch Management
Manage multiple branches from a single admin panel with user-level access
Automated Report Generation
Generate audit-ready reports for compliance, regulatory bodies, and management.
This Solution Solves For:
Lack of centralized system for deposits, loans, and member data
Manual interest calculations prone to error and inconsistency
No real-time tracking for EMI or deposit scheme maturity
Disjointed accounting, reporting, and auditing functions
