CRIS – Credit Rating & Loan Recovery Software
Simplify loan recovery and credit assessment across institutions.
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Problem
Educational institutions, NBFCs, and lending partners often face challenges tracking loan repayments and recovering dues when students switch jobs or default. Manual follow-ups, missing employer data, and the absence of centralized systems make the recovery process inefficient and slow.
Source: Designing a Policy for Medium EnterprisesSolution
CRIS is a centralized loan recovery and credit rating platform that automates borrower tracking, generates institutional reports, and streamlines recovery across organizations and employers.
Streamlined, Secure & Scalable
A complete digital backbone for education loan recovery
Centralized Borrower Profiles
Maintain complete student and borrower records with repayment history and contact data.
Employer Mapping Database
Track employment details post-education to aid in recovery and verification efforts.
Custom Credit Scoring Engine
Apply configurable logic to generate accurate borrower risk ratings and scorecards.
Auto-Generated Reports
Download formatted reports for institutions, companies, or borrowers in seconds.
Role-Based Admin Dashboard
Provide secure, permission-based access to admins, recovery agents, and institutions.
Automated Alerts & Reminders
Trigger SMS and email follow-ups for overdue payments or EMI reminders.
Full Audit Trail Logging
Track all system interactions, communication, and user actions for compliance.
Cloud-Based & Scalable Hosting
Operate securely with high uptime, encrypted access, and multi-user scalability.
This Solution Solves For:
Difficulty tracking students after course completion
Delayed communication with employers for loan status
No benchmarked method for credit rating of student borrowers
Manual errors in recovery tracking and history logging
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